In today’s economy more people are deciding to hold on to their cars for longer periods of time. The used car market is doing strong business because car buyers are seeking to save money by purchasing used instead of new vehicles.

If you own, or maybe are planning on buying a used vehicle, there are strategies you can use to both save on insurance and get the best coverage for your money.

Know the value of your car and decide whether to insure just for liability. For further protection there are some things you may want to consider like uninsured or underinsured motorist coverage, or personal injury protection and medical payment coverage.

Older cars tend to break down more than newer cars so it may be sensible to get coverage options like towing and labor coverage. These types of coverage’s can help you out in times of need and after all that is what really matters.

Ask an agent to help you decide what works best when it comes time to insure your older car.

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